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Maternity-Benefits (Section 50 of the ESI Act) |
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Maternity
Benefit is admissible to insured women in the
event of confinement or miscarriage etc. for
12 weeks at the rate of about 100 percent of
the wages. |
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Eligibility |
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Maternity Benefit is admissible for : |
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84
days in case of confinement |
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42
days in case of Miscarriage |
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This benefit is also admissible for sickness
arising out of pregnancy / miscarriage or
confinement for a maximum period of one month ,
additionally. The rate of this benefit is equal to
or a little more than the wages i.e. double the
standard benefit rate. |
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Maternity
benefit continues to be payable even in the death
of an insured woman during her delivery or
immediately following the date of her delivery
leaving behind a child , for the whole of that
period and in case the child also dies, during the
said period, until the death of the child. |
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Contributory-Conditions |
An
insured woman is eligible for maternity benefit
for confinement / miscarriage, if contributions in
respect of her have been paid or payable for not
less than 70 days in the two immediately preceding
consecutive contribution periods with reference to
the Benefit Period in which the confinement took
place.
The minimum daily maternity benefit rate is
Rs.28/- and maximum is Rs.390/- as per present
rates. At present maximum amount of maternity
benefit in terms cash, thus, works out to
Rs.32760/- ( to be revised due to enhancement of
wage ceiling) |
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